Reality check: again, lawmakers are stretching the facts of Obama’s care.
President Obama and vice president-elect Mike Pence campaigned on Capitol Hill on Wednesday and clashed with Mr. Obama’s health care law. Once republicans control congress and the White House, republicans promise to repeal the first business of the Affordable Care Act.
Mr Obama is urging Democrats to do what they can to uphold the law. If it fails, the Democrats plan to hold republicans accountable for any possible disruption. Both sides are trying to position themselves as protectors of American health, while treating each other as a dangerous threat.
As usual, the truth may be somewhere in between. Here’s a look at some of the arguments on both sides:
President-elect trump passed ball, with singing before dawn, warned: “republicans have to be careful, because he has failed the Obama health disaster, because of its low coverage, premium increase… ”
Republican house speaker Paul Ryan responded to Mr. Trump. “The law failed,” Ryan told reporters. “We know that in the case of Mr Obama’s health insurance, it will only get worse, this is because people pay higher premiums every year, and it is unable to stop this insurance, it is about to pay franchise family is so high, don’t even think you have health insurance in many parts of the country, as you always hear, even if you want better, you can only choose one option, a choice is not a choice, but it is a monopoly. The health care system has been broken up and broken up under the Obama hospital. ”
Claim: Obamacare suffers a “substantial premium”
Reality check: in some cases it is correct, but it is also relative. The average price of obamacare is actually cheaper than a typical employer’s plan.
In the official exchanges set up by obamacare, many people who buy health insurance have seen double-digit increases in premiums this year.
The average cost of the benchmark plan has risen by 25% nationally, but the states have a considerable difference. Arizona’s premiums rose by an average of 116%, while premiums in indiana and Massachusetts actually fell. Most people get government subsidies for insurance on exchanges, which helps pay for them.
By studying the city college last year, it found that even without subsidies, the cost of selling an insurance policy on an exchange was about 10%, less than the typical employer’s plan. Exchange policies may seem more expensive because part of the cost of a workplace plan is usually paid by the employer, so it is largely invisible to employees.
Claim: under Obamacare, you’re stuck in an option.
Reality check: not for most people, but more and more.
As some insurers have lost money and left the market, the Obama health insurance exchange has become less competitive. One in five of its clients has only one insurance company this year (2 per cent in 2016). Nearly ten out of six customers can choose three or more companies. The lack of competition in the countryside and the south led to a deterioration in prices.
The insurance company’s efforts are partly due to the fact that a few young and healthy people have signed up to compete. Supporters of affordable care say it can be remedied with more generous subsidies to encourage registration or greater penalties for those who fail to register. Mr Obama also reiterated the choice of public insurance to supplement private products.
Claim: “the health care system has been destroyed and dismantled at the Obama hospital.”
Reality check: prices rose faster than before obamacare.
Most americans under age 65 still get health insurance through their employers, but the percentage has been falling slowly. After ACA passed, the cost of insurance provided by the employer had risen. But in the ten years before the law passed, the annual increase was much larger. Some of the savings from the slowdown in premium growth have been offset by higher deductibles.
Despite the republicans’ emphasis on the flaws in the “affordable care act”, Democrats have warned that the repeal would be worse.
Democratic senate leader Charles Schumer (Chuck Schumer) said on Wednesday that the American people senate leaders chalmers, Charles Schumer (Chuck Schumer) said: “its commitment to further ensure that all americans can afford the medical care, he and his fellow Democrats have put forward the slogan of a mock republicans:” let us sick again.
Schumer also suggested that the repeal of obamacare would hurt rural hospitals, “their heartland, the moment they make this repeal, will be greatly damaged.”
Claim: ACA abolishes “health care away from millions of people”
Reality check: if republicans don’t protect them, or replace ACA with insurance, that’s the truth.
The affordable care act, by subsidizing individual policies and expanding medicaid, allows young people to take care of their parents’ plans to expand coverage to about 20 million americans. Unsecured interest rates have fallen to an all-time low of around 10%. If 19 states did not refuse to expand medicaid, coverage would be even higher.
If the republican-controlled congress repeals the “affordable care act”, many new americans will be at risk of losing their insurance. In addition, if the market is disrupted, millions more may face risks in buying individual insurance policies on exchanges. The city institute estimates that as many as 300,000 people may lose their health insurance, and the uninsured rate will double.
Republicans have promised an orderly transition to an alternative to obamacare, and any repeal could be delayed for years. However, insurance companies may be reluctant to take part, and once the Obama personal market is clear, it is being phased out.
Claim: rural hospitals will suffer.
Fact check: if undo, this is correct, but also because of the structure of ACA.
Concern about hospitals reflects the tradeoff that ACA passed seven years ago. The government has scaled back the cost of medical care to hospitals and the medical costs of the poor, and is expected to be offset by millions of new policyholders.
Hospitals worry that if they repeal the law and cut insurance, they can leave a lot of unpaid bills without reining in other payments. Both the American hospital association and the American hospital association urged congress and the incoming trump administration to either protect insurance or replace hospital payments.